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An Ecosystem Approach to Banking the Underbanked

An Ecosystem Approach to Banking the Underbanked

Reaching Indonesia’s unbanked and underbanked population has been a long-standing challenge for banks. Hindered by numerous factors, including sociocultural diversity, low levels of financial literacy, and Indonesia’s archipelagic geography, the expansion of traditional banking channels has been cost-prohibitive. The result is that half of the country’s 181 million adults do not have a bank account,…

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